Long Term Loans:

Long-term loans are project loans that are intended for projects of long-term nature and with long repayment periods. Long term project loans must come with a detailed implementation schedule, which should not exceed 24 months from initial disbursement date.
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Medium Term Loans:

Medium-term loans are project loans that are intended for projects with a capital expenditure component, including expansion of facilities, refurbishment of facilities, and re-re-equipment as well as establishment of new projects with cash flows. Medium- term project loans must come with a detailed implementation schedule, which should not exceed 12 months from initial disbursement date.
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Short Term Loans:

Short term- loans are for purchasing either raw materials / productive inputs needed in the day to day operations of an entity or acquisition of assets with a cash flow that allows a loan repayment period of at most 18 months from initial disbursement. It may be for the working capital component & assets of a green project or for an existing project.
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Equity Investment:

The Bank’s direct equity investment shall be in both start up and existing projects or enterprises, in partnership with private co- investors. The project may be initiated by the Bank and/or private investor. The Bank’s exit from the project should leave the project ongoing and successful. The Bank should not be a majority shareholder in such investment.
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Trade Finance Loans:

Trade Finance loans are loans granted by the Bank against a lien on goods in commercial or bonded warehouse. Other forms of collaterals may also be provided as security for the loans.
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Bank Guarantees:

This will take the form of an unconditional undertaking by UDBL to pay a specified sum of money to a beneficiary against presentation of a written demand and any other documents specified in the guarantee. The beneficiary will be indemnified for a stated amount against the failure of the Bank customer to fulfill its obligation under the underlying transactions.
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