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Long Term Loans

Long Term Loans

These are facilities with a tenure between 4 – 15 years. They are typically projects with a large capital expenditure component to be implemented over a relatively long period of time. Long term loans are suited for large scale projects such as infrastructural development and others.

Qualifying Sectors/Businesses:

These facilities are extended in line with the government’s defined priority sectors namely:

  • Agriculture and Agro-industrialization
  • Manufacturing
  • Infrastructural Development
  • Tourism and Hospitality
  • Human Capital Development (Health and Education)
  • Minerals, Oil and Gas

Basic Loan Terms

Loan terms vary from project to project, depending on the nature of the business. A grace period of up to 36 months may be considered and is determined by the implementation schedule and project cash flows.

Interest Rates

These are determined by source of funds and sectors and are generally attractive.

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