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Medium Term Loans

Medium Term Loans

These are facilities with a tenure of 4 to 8 years. These are typically intended for projects with a capital expenditure requirement for expansion, refurbishment, re-equipment and new asset acquisition. They can be extended to both new and existing projects.

Qualifying Sectors/Businesses:

These facilities are extended in line with the government’s defined priority sectors namely:

  • Agriculture and Agro-industrialization
  • Manufacturing
  • Infrastructural Development
  • Tourism and Hospitality
  • Human Capital Development (Health and Education)
  • Minerals, Oil and Gas

Basic Loan Terms

Loan terms vary from project to project, depending on the nature of the business. A grace period of up to 36 months may be considered and is determined by the implementation schedule and project cash flows.

Interest Rates

These are determined by source of funds and sectors and are generally attractive.

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