Youth Step-Up Loans
The Bank provides appropriate financing options and business development services as an enabler for the youth to develop social, economic, and entrepreneurial skills to enhance their participation in the overall development process for an improved quality of life. Download Brochure
Women Prosper Loans
Uganda Development Bank’s Women Prosper Loans provide tailored financial support to women-led and women-owned businesses. With loan amounts of up to 900M UGX and tenures of up to 8 years, we ensure you have the financial flexibility to achieve your goals. Download Brochure
SME Kazi Loans
This is an intervention to enable access to affordable financing and Business support to promote sustainable growth of SMEs and build their resilience against business shocks. The entity must be a Small or Medium Enterprise 2. Annual Turnover of up to UGX 100M for small enterprises and Medium up to UGX 360M. Download Brochure
Trade Finance
This product may be used to finance bulk purchase of produce during peak periods as well as other structured commodity trade finance products/collateral management solutions. It is also used to support manufacturers to acquire critical raw materials that are available locally or may not be available in the country and support the importation of fast-moving […]
Equity Investment
Under Equity Investment, the Bank primarily finances investments by taking up shareholding in them. UDB recovers its investment through dividends, revenue sharing, share value appreciation, and other means as prescribed in the investment agreements. The entities must meet the general eligibility criteria of the Bank, which can be accessed at www.udbl.co.ug Product Purpose This product […]
Asset Finance
Asset Finance is an alternative form of financing that enables businesses to acquire movable, semi-movable, or immovable assets. The asset constitutes the primary security for financing. This enables the business to acquire an asset at the current market price without committing its valuable working capital. Product Purpose Facilitating businesses to acquire productive assets such as […]
Term Loans
These are medium to long-term loans that are primarily used for business capital investments. Product Purpose To Finance the purchase of business plant and equipment including civil works for business construction. Asset types Financed • Agricultural mechanization • Irrigation Systems • Construction of warehouses • Business site construction • Purchase and installation of silos, machinery, […]
Special Programs
Purpose Uganda Development Bank Special Programs serve to implement and manage interventions in the categories of SMEs, Women, Youth, and Business Advisory Services from start-ups to existing businesses with appropriate financial and non-financial solutions. Key features These are done short-term to Long term, Sole proprietorship, partnership, limited companies, cooperatives and associations. Duration Revolving in nature […]
Farmer Groups, Cooperative and Associations
Product Purpose The bank finances smallholder farmers’ groups composed of 50-400 members who are involved in the production and marketing of various crops as part of a value chain. The farmer group’s Funds may be utilized for working capital such as inputs, storage, crop finance, or asset acquisition including farm machinery, processing equipment, and milk […]
Tourism
The Bank is focused on financing Ugandan entities that provide accommodation (hotels, lodges) in tourism areas/sites, development of hotel management/hospitality training institutions, support purchase of specialized tourist transport facilities for example tour vehicles and marine boats, provision of specialized equipment and fittings which includes kitchenware, laundry, furniture, development and preservation of unique cultural/heritage sites, plus […]